{"id":77732,"date":"2024-06-20T14:10:48","date_gmt":"2024-06-20T12:10:48","guid":{"rendered":"https:\/\/www.helha.be\/?p=77732"},"modified":"2024-06-20T14:10:48","modified_gmt":"2024-06-20T12:10:48","slug":"evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant%c2%b7e%c2%b7s","status":"publish","type":"post","link":"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant%c2%b7e%c2%b7s\/","title":{"rendered":"Evoquer l\u2019anticipation et la responsabilit\u00e9 financi\u00e8re des \u00e9tudiant\u00b7e\u00b7s"},"content":{"rendered":"<p><strong>Les \u00e9tudes sup\u00e9rieures repr\u00e9sentent un investissement personnel et financier majeur pour l\u2019avenir. Si l\u2019investissement personnel d\u00e9pend de la motivation individuelle, l\u2019aspect financier peut parfois sembler insurmontable et \u00eatre source de stress \u00e0 certains moments de l&rsquo;ann\u00e9e.\u00a0<\/strong><\/p>\n<p><strong><span style=\"color: #009790;\">&gt;&gt; Les co\u00fbts financiers potentiels durant une ann\u00e9e acad\u00e9mique\u00a0<\/span><\/strong><\/p>\n<p><span data-contrast=\"auto\">Le Service Social de la HELHa a dress\u00e9 la liste des divers co\u00fbts financiers auxquels les \u00e9tudiant\u00b7e\u00b7s peuvent faire face\u202f:\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"-\" data-font=\"Frutiger LT Pro 57 Condensed\" data-listid=\"1\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Frutiger LT Pro 57 Condensed&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;-&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les frais d\u2019inscriptions.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"-\" data-font=\"Frutiger LT Pro 57 Condensed\" data-listid=\"1\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Frutiger LT Pro 57 Condensed&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;-&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les frais d\u2019activit\u00e9s\u202f: <\/span><span data-contrast=\"auto\">visites, voyages d\u2019\u00e9tudes.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"-\" data-font=\"Frutiger LT Pro 57 Condensed\" data-listid=\"1\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Frutiger LT Pro 57 Condensed&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;-&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les achats n\u00e9cessaires pour suivre les activit\u00e9s d\u2019apprentissage\u202f: mat\u00e9riel p\u00e9dagogique, informatique, propre aux \u00e9tudes (chaussures adapt\u00e9es, tablier, etc.).<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"-\" data-font=\"Frutiger LT Pro 57 Condensed\" data-listid=\"1\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Frutiger LT Pro 57 Condensed&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;-&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les frais de d\u00e9placement pour suivre les cours.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"-\" data-font=\"Frutiger LT Pro 57 Condensed\" data-listid=\"1\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Frutiger LT Pro 57 Condensed&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;-&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les frais de logement \u00e9tudiant\u202f: nourriture, assurances, charges et loyer.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"-\" data-font=\"Frutiger LT Pro 57 Condensed\" data-listid=\"1\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Frutiger LT Pro 57 Condensed&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;-&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les frais li\u00e9s aux p\u00e9riodes de stage\u202f: logement, d\u00e9placement, etc.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"-\" data-font=\"Frutiger LT Pro 57 Condensed\" data-listid=\"1\" data-list-defn-props=\"{&quot;335551671&quot;:0,&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Frutiger LT Pro 57 Condensed&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;-&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">La concr\u00e9tisation d\u2019un projet sp\u00e9cifique en lien avec les \u00e9tudes\u202f: s\u00e9jour \u00e0 l\u2019\u00e9tranger, travail de fin d\u2019\u00e9tudes, etc.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #009790;\"><strong>&gt;&gt; Comment faire face \u00e0 ses d\u00e9penses\u2009?\u00a0<\/strong>\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Pour profiter pleinement des \u00e9tudes, il est essentiel de savoir g\u00e9rer un budget.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Les \u00e9tudiant\u00b7e\u00b7s doivent donc se responsabiliser et anticiper les d\u00e9penses de l\u2019ann\u00e9e avant qu\u2019elle ne commence.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Le Service Social invite les \u00e9tudiant\u00b7e\u00b7s \u00e0 r\u00e9aliser un budget annuel des frais de scolarit\u00e9.\u00a0Cela permet d\u2019optimiser les d\u00e9penses, trouver de bons plans et \u00e9conomiser intelligemment.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><strong><span style=\"color: #009790;\">&gt;&gt; Quelques conseils\u00a0\u00a0<\/span><\/strong><\/p>\n<ol>\n<li data-leveltext=\"%1.\" data-font=\"Frutiger LT Pro 47 Light Cn\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\u00c9tablir une liste d\u00e9taill\u00e9e <\/span><span data-contrast=\"auto\">des d\u00e9penses estim\u00e9es pour l\u2019ann\u00e9e et\/ou mensuelles, incluant \u00e0 la fois les frais li\u00e9s \u00e0 l\u2019\u00e9cole et aux loisirs.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Frutiger LT Pro 47 Light Cn\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">R\u00e9fl\u00e9chir au moyen de r\u00e9duire certaines d\u00e9penses.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Frutiger LT Pro 47 Light Cn\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Noter toutes les d\u00e9penses<\/span> <span data-contrast=\"auto\">tout au long de l\u2019ann\u00e9e pour savoir o\u00f9 l\u2019argent est d\u00e9pens\u00e9.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Frutiger LT Pro 47 Light Cn\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Ajouter les ressources personnelles disponibles.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Frutiger LT Pro 47 Light Cn\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Rechercher un job \u00e9tudiant via une agence int\u00e9rim, Student@work ou encore les jobs \u00e9tudiants propos\u00e9s par la HELHa\u202f<\/span><span data-contrast=\"auto\">comme l&rsquo;aide ponctuelle ou les r\u00f4les d&rsquo;\u00e9tudiant\u00b7e\u00b7s ambassadeur\u00b7rice\u00b7s.<\/span><\/li>\n<\/ol>\n<p><span style=\"color: #009790;\"><strong>&gt;&gt; L\u2019intervention du Service Social\u00a0<\/strong>\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Le Service Social de la HELHa peut aider chaque \u00e9tudiant\u00b7e \u00e0 \u00e9tablir ce budget et, dans certaines situations, fournir une aide financi\u00e8re sur base de l&rsquo;analyse d&rsquo;un dossier.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Toutefois, il est important de noter que l&rsquo;apprentissage de l&rsquo;autonomie et de la responsabilit\u00e9 financi\u00e8re fait partie int\u00e9grante des \u00e9tudes.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<blockquote>\n<p><span data-contrast=\"auto\">En adoptant une approche proactive et responsable de la gestion financi\u00e8re, les \u00e9tudiant\u00b7e\u00b7s peuvent non seulement all\u00e9ger le fardeau financier mais aussi acqu\u00e9rir des comp\u00e9tences pr\u00e9cieuses pour leur avenir.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Les \u00e9tudes sup\u00e9rieures repr\u00e9sentent un investissement personnel et financier majeur pour l\u2019avenir. Si l\u2019investissement personnel d\u00e9pend de la motivation individuelle, l\u2019aspect financier peut parfois sembler insurmontable et \u00eatre source de stress \u00e0 certains moments de l&rsquo;ann\u00e9e.\u00a0 &gt;&gt; Les co\u00fbts financiers potentiels durant une ann\u00e9e acad\u00e9mique\u00a0 Le Service Social de la HELHa a dress\u00e9 la liste [&hellip;]<\/p>\n","protected":false},"author":70,"featured_media":77737,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[438],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Evoquer l\u2019anticipation et la responsabilit\u00e9 financi\u00e8re des \u00e9tudiant\u00b7e\u00b7s - HELHa -\u00a0Haute \u00c9cole Louvain en Hainaut<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant\u00b7e\u00b7s\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Evoquer l\u2019anticipation et la responsabilit\u00e9 financi\u00e8re des \u00e9tudiant\u00b7e\u00b7s - HELHa -\u00a0Haute \u00c9cole Louvain en Hainaut\" \/>\n<meta property=\"og:description\" content=\"Les \u00e9tudes sup\u00e9rieures repr\u00e9sentent un investissement personnel et financier majeur pour l\u2019avenir. Si l\u2019investissement personnel d\u00e9pend de la motivation individuelle, l\u2019aspect financier peut parfois sembler insurmontable et \u00eatre source de stress \u00e0 certains moments de l&rsquo;ann\u00e9e.\u00a0 &gt;&gt; Les co\u00fbts financiers potentiels durant une ann\u00e9e acad\u00e9mique\u00a0 Le Service Social de la HELHa a dress\u00e9 la liste [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant\u00b7e\u00b7s\/\" \/>\n<meta property=\"og:site_name\" content=\"HELHa -\u00a0Haute \u00c9cole Louvain en Hainaut\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/helha.be\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-20T12:10:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.helha.be\/app\/uploads\/2024\/06\/budgeting-on-a-smart-phone-with-a-calculator-and-p-2023-11-27-04-55-41-utc-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Vktoria MAJDA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@helhabe\" \/>\n<meta name=\"twitter:site\" content=\"@helhabe\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vktoria MAJDA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant%c2%b7e%c2%b7s\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant%c2%b7e%c2%b7s\/\"},\"author\":{\"name\":\"Vktoria MAJDA\",\"@id\":\"https:\/\/www.helha.be\/#\/schema\/person\/9e8036c48f14cdaff4d3a0f33e1cfa5a\"},\"headline\":\"Evoquer l\u2019anticipation et la responsabilit\u00e9 financi\u00e8re des \u00e9tudiant\u00b7e\u00b7s\",\"datePublished\":\"2024-06-20T12:10:48+00:00\",\"dateModified\":\"2024-06-20T12:10:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant%c2%b7e%c2%b7s\/\"},\"wordCount\":456,\"publisher\":{\"@id\":\"https:\/\/www.helha.be\/#organization\"},\"articleSection\":[\"Service Social\"],\"inLanguage\":\"fr-BE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant%c2%b7e%c2%b7s\/\",\"url\":\"https:\/\/www.helha.be\/evoquer-lanticipation-et-la-responsabilite-financiere-des-etudiant%c2%b7e%c2%b7s\/\",\"name\":\"Evoquer l\u2019anticipation et la responsabilit\u00e9 financi\u00e8re des \u00e9tudiant\u00b7e\u00b7s - 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